From last 3000 year’s around human invented money as medium of transactions by surrendering barter system of trade before. This has completely changed the view of looking at life as merely joyful to success as a new word with money associated with it.

Human Race has started with the then time and in last 100 year’s or more, life has completely evolved around money and financials rather.

We as Certified Financial PlannerCM are not only in merely a profession which help people to manage money but also in a profession which help people to find meaning of life “ikigai” that fine tunes your life with your financials.

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Services We Offer

Life Financial Planning

Health & Financials are two major pillars of success & peace in life and human race always run with these parameters when majoring their journey through out their life.

While one can introspect and observe Health Plan for self & family, Financials must need Certified Financial PlannerCM to reconcile and fine tune your Financial Life Journey at every step of life to be successful with peace at heart.

We as Certified Financial PlannerCM always works on philosophy of Happily Successful Concept.

We make sure that every individual & family has a financial system in place for every uncertainty of life. The reason we provide you a ONE TIME solution for all your life goals and your financials.

We actually direct a movie of your life connecting all your financials with your life goals, we call it “Life Financial Plan”.

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Child Future Planning

If you are a parent or a parent-to-be, then your priority is securing your kid’s present as well as their future. You want to give them a good education and wish they have a ‘healthy-wealthy life’. However, the best things in life come at a price.

For instance, today, schooling and graduation from renowned institutions could easily run into lakhs. On top of it, you might also have to get them involved in non-academic, extracurricular activities such as sports, painting, and music amongst others for a more balanced life.

Thus, it is no secret that you will need a lot of savings. Hence, having a child financial plan is integral to achieving this goal. So, let us have a look at how to do that.

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Tax Planning

Tax planning is not a device to reduce tax burden. In fact, it helps savings by investments in government securities. Savings reduce extravagance, and correspondingly inflation. Tax savings are permitted only for investment made in government securities and bonds of priority sectors which ultimately help the nation. Therefore, the savings in tax help the Central and state governments to mobilizes funds by way of investments and as such the government earns much by way of other benefits, by sacrificing small amount of tax. The Supreme Court in one case observed that Tax planning may be legitimate provided it is within the framework of Law. By tax planning, the government is equally benefited.

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Retirement Planning

With retirement not far around the corner, your needs will be rapidly changing. And you will be asking the big questions – what does retirement mean to me, and will I have enough? How can I be better off? As our lives change, our financial needs and priorities change too. Even if you are years away from retiring, you are wise to be thinking about retirement planning. Years from now you will be a lot happier saying, “I’m glad I did” instead of “I wish I had”. A retirement plan is an assurance that you will continue to earn a satisfying income and enjoy a comfortable lifestyle, even when you are no longer working. Investment Locker will help you understand how much you need to grow your wealth before you retire and how to plan for it.

Concerns of Retirement

Most people are faced with three important questions when they start thinking of Retirement.

  • When can I retire?
  • How much money do I need to have to retire?
  • How do I create regular Retirement income?
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